Small Business Checking
This account is designed for those businesses that do not write many checks a month and avoids a monthly service charge with a low daily balance.
- Minimum to open is $100
- Daily balance of:
- $0.00 - $999 $10.00 monthly service charge
- $1,000 – over No service charge
- Limit of 40 checks per month to avoid additional charges; $0.49 per item in excess of 40
- Debit/ATM card upon approval
- Free ATM access (charges may be imposed from other institutions)
- Monthly statements
- Free online and telephone banking access
- Free online bill pay
Commercial Checking
Business account that requires a higher daily balance limit, but allows more checks per month to be written to avoid a per item fee.
- Minimum to open is $100
- Daily balance of:
- $0.00 - $2,999 $25.00 monthly service charge
- $3,000 - $4,999 $20.00 monthly service charge
- $5,000 – over No service charge
- Limit of 200 checks per month to avoid additional charges; $0.12 per item in excess of 200
- Debit/ATM card upon approval
- Free ATM access (charges may be imposed from other institutions)
- Monthly statements
- Free online and telephone banking access
- Free online bill pay
- Free locking deposit bag at account opening
Commercial NOW Account
Interest bearing checking account with a low minimum deposit to open and a daily balance requirement, you will be paid interest and avoid a monthly service charge.
- $100.00 minimum deposit to open
- Daily balance of:
- $0.00 - $999 $9 monthly service charge
- $1,000 – over No service charge
- Interest paid on 100% of the daily balance
- Limit of 200 checks per month to avoid additional charges; $0.12 per item in excess of 200
- Debit/ATM card upon approval
- Free ATM access (charges may be imposed from other institutions)
- Monthly statements
- Free online and telephone banking access
- Free online bill pay
** Subject to eligibility
Money Market Account
Interest bearing checking account that requires a higher minimum deposit to open and a daily balance requirement that pays interest at tiered rates based on the balance in the account and avoids monthly service charge if balance remains above the minimum daily balance limit.
- $2,500 minimum deposit to open
- Daily balance of:
- $0.00 - $999 $9 monthly service charge
- $1,000 – Over No service charge
- Interest paid on tiered rates based on balance
- Six free preauthorized withdrawals per month - $7.00 charge for each excess transaction
- Debit/ATM card upon approval
- Free ATM access (charges may be imposed from other institutions)
- Monthly statements
- Free online and telephone banking access
- Free online bill pay
- Subject to transaction limitations