Traditional Checking
Checking account that provides customer with full function capabilities.
- $50.00 minimum deposit to open
- Unlimited withdrawals
- No monthly service charge for first 60 days
- Debit/ATM card upon approval
- Free ATM access (charges may be imposed from other institutions)
- Monthly statements
- Free online and telephone banking access
- Free online bill pay
- Monthly service charge based on daily balance
- $0.00 - $299 $9.00
- $ 300 - $399 $8.00
- $400 - $499 $7.00
- $500 and above No Charge
Economy Checking
This account is specifically designed for those customers that do not write a lot of checks during the month and have no minimum balance requirements.
- $50.00 minimum deposit to open
- Monthly service charge of $1.99
- Limit of 20 checks per month and a $0.39 charge per check in excess of 20
- No monthly service charge for first 60 days
- Debit/ATM card upon approval
- Free ATM access (charges may be imposed from other institutions)
- Monthly statements
- Free online and telephone banking access
- Free online bill pay
Prime Checking
Turning 50 does have certain advantages. This account offers a wide variety of services and rewards to meet your financial needs.
- $50.00 minimum deposit to open
- No monthly service charge
- Unlimited check writing
- Interest paid if daily balance is $1,000 and over
- Debit/ATM card upon approval
- Free ATM access (charges may be imposed from other institutions)
- Monthly statements
- Free online and telephone banking access
- Free online bill pay
- Free bank stock checks (wallet & duplicate only)
- 50% discount on annual safe deposit box rental
- Free travel cards
- Notary Service
- Direct Deposit
- Special CD rates apply
SMART CARD Checking Account
Gives you access to YOUR money day or night!
FREE CHECKING ACCOUNT
$50.00 Minimum to Open
With Debit Card Access (no checks)
No Minimum Balance and Direct Deposit Encouraged.
Student Checking
Designed for students age twenty five and under
- $50.00 minimum deposit to open
- No monthly service charge
- Unlimited check writing
- Debit/ATM card upon approval
- Free ATM access (charges may be imposed from other institutions)
- Monthly statements
- Free online and telephone banking access
- Free online bill pay
- Converts to Economy Checking account upon 26th birthday
Performance Checking
Performance Checking is designed to put your money to work by paying interest. With a low minimum deposit to open and a daily balance requirement, you will be paid interest and avoid a monthly service charge.
- $50.00 minimum deposit to open
- $20.00 monthly service charge waived with $10,000 minimum daily balance
- Unlimited check writing
- Debit/ATM card upon approval
- Free ATM access (charges may be imposed from other institutions)
- Monthly statements
- Free online and telephone banking access
- Free online bill pay
- Free bank stock checks (wallet & duplicate only)
- 50% discount on annual safe deposit box rental
- Free travel cards
- Notary Service
- Direct Deposit
- Special CD rates apply
| Balance and Tiers |
| The interest rate and annual percentage yield may change |
|
$0.00 - $9,999
|
Tier I
|
|
$10,000 - $24,000
|
Tier II
|
|
$25,000 - $49,000
|
Tier III
|
|
$50,00 - over
|
Tier IV
|
NOW Account
Interest bearing checking account with a low minimum deposit to open and a daily balance requirement, you will be paid interest and avoid a monthly service charge.
- $50.00 minimum deposit to open
- Daily balance of:
$0.00 - $999 $9 monthly service charge
$1,000 - over No service charge
- Unlimited check writing
- Interest paid on 100% of the daily balance
- Debit/ATM card upon approval
- Free ATM access (charges may be imposed from other institutions)
- Monthly statements
- Free online and telephone banking access
- Free online bill pay
Money Market Account
Interest bearing checking account that requires a higher minimum deposit to open and a daily balance requirement that pays interest at tiered rates based on the balance in the account and avoids monthly service charge if balance remains above the minimum daily balance limit.
- $2,500 minimum deposit to open
- Daily balance of:
$0.00 - $999 $9 monthly service charge
$1,000 - over No service charge
- Interest paid on tiered rates based on balance
- Six free preauthorized withdrawals per month - $7.00 charge for each excess transaction
- Debit/ATM card upon approval
- Free ATM access (charges may be imposed from other institutions)
- Monthly statements
- Free online and telephone banking access
- Free online bill pay
- Subject to transaction limitations