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Report Lost or Stolen Debit Card
To report a lost or stolen debit card call any one of the offices during normal banking hours. If after hours, please call and report to 1-866-546-8273 and then report to the bank the following business day.
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In This Section

Business Checking

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At AmeriFirst we offer a variety of checking options for your business. Please come by and talk to one of our customer service representatives to see if Small Business Checking, Commercial Checking, NOW Account or a Money Market Account would be right for your business.
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Personal Accounts

Checking

Traditional Checking
Checking account that provides customer with full function capabilities.

  • $50.00 minimum deposit to open
  • Unlimited withdrawals
  • No monthly service charge for first 60 days
  • Debit/ATM card upon approval
  • Free ATM access (charges may be imposed from other institutions)
  • Monthly statements
  • Free online and telephone banking access
  • Free online bill pay
  • Monthly service charge based on daily balance
    • $0.00 - $299        $9.00
    • $ 300 - $399        $8.00
    • $400 - $499         $7.00
    • $500 and above    No Charge
Economy Checking
This account is specifically designed for those customers that do not write a lot of checks during the month and have no minimum balance requirements.

  • $50.00 minimum deposit to open
  • Monthly service charge of $1.99
  • Limit of 20 checks per month and a $0.39 charge per check in excess of 20
  • No monthly service charge for first 60 days
  • Debit/ATM card upon approval
  • Free ATM access (charges may be imposed from other institutions)
  • Monthly statements
  • Free online and telephone banking access
  • Free online bill pay
Prime Checking
Turning 50 does have certain advantages. This account offers a wide variety of services and rewards to meet your financial needs.

  • $50.00 minimum deposit to open
  • No monthly service charge
  • Unlimited check writing
  • Interest paid if daily balance is $1,000 and over
  • Debit/ATM card upon approval
  • Free ATM access (charges may be imposed from other institutions)
  • Monthly statements
  • Free online and telephone banking access
  • Free online bill pay
  • Free bank stock checks (One order per 12 month period)
  • 25% discount on annual safe deposit box rental
  • Free travel cards
  • Notary Service
  • Direct Deposit
  • Special CD rates apply
SMART CARD Checking Account
Gives you access to YOUR money day or night!


FREE CHECKING ACCOUNT

$50.00 Minimum to Open
With Debit Card Access (no checks)
No Minimum Balance and Direct Deposit Encouraged.

Student Checking
Designed for students age twenty five and under.  On an annual basis, you will be required to bring in proof of enrollment to continue using this account type.

Must meet eligibility requirements.  See your Personal Banker for details.

  • $50.00 minimum deposit to open
  • No monthly service charge
  • Unlimited check writing
  • Debit/ATM card upon approval
  • Free ATM access (charges may be imposed from other institutions)
  • Monthly statements
  • Free online and telephone banking access
  • Free online bill pay
  • Converts to Economy Checking account upon 26th birthday
Performance Checking
Performance Checking is designed to put your money to work by paying interest. With a low minimum deposit to open and a daily balance requirement, you will be paid interest and avoid a monthly service charge.

  • $50.00 minimum deposit to open
  • $20.00 monthly service charge waived with $10,000 minimum daily balance
  • Unlimited check writing
  • Debit/ATM card upon approval
  • Free ATM access (charges may be imposed from other institutions)
  • Monthly statements
  • Free online and telephone banking access
  • Free online bill pay
  • Free bank stock checks (One order per 12 month period)
  • 25% discount on annual safe deposit box rental
  • Free travel cards
  • Notary Service
  • Direct Deposit
  • Special CD rates apply
Balance and Tiers
The interest rate and annual percentage yield may change
$0.00 - $9,999
Tier I
$10,000 - $24,000
Tier II
$25,000 - $49,000
Tier III
$50,00 - over
Tier IV

NOW Account
Interest bearing checking account with a low minimum deposit to open and a daily balance requirement, you will be paid interest and avoid a monthly service charge.
  • $50.00 minimum deposit to open
  • Daily balance of:
    $0.00 - $999          $9 monthly service charge
    $1,000 - over         No service charge                        
  • Unlimited check writing
  • Interest paid on 100% of the daily balance
  • Debit/ATM card upon approval
  • Free ATM access (charges may be imposed from other institutions)
  • Monthly statements
  • Free online and telephone banking access
  • Free online bill pay
Money Market Account
Interest bearing checking account that requires a higher minimum deposit to open and a daily balance requirement that pays interest at tiered rates based on the balance in the account and avoids monthly service charge if balance remains above the minimum daily balance limit.

  • $2,500 minimum deposit to open
  • Daily balance of:
    $0.00 - $999             $9 monthly service charge
    $1,000 - over            No service charge  
  • Interest paid on tiered rates based on balance
  • Six free preauthorized withdrawals per month - $7.00 charge for each excess transaction
  • Debit/ATM card upon approval
  • Free ATM access (charges may be imposed from other institutions)
  • Monthly statements
  • Free online and telephone banking access
  • Free online bill pay
  • Subject to transaction limitations