In This Section

Personal Accounts

Savings

Personal
This account is designed for anyone who would like to start a savings plan but has a limited amount to invest initially.

$50.00 minimum required to open
Tiered interest rates based on your balance if balance is $50 or over
Six free preauthorized debits per month
Three free in-bank withdrawals per quarter
Easy access to your savings with no penalties for withdrawals other than a $5.00 excess withdrawal fee if your withdrawals exceed three per quarter or $7.00 for each excess preauthorized debit per month
If balance drops below $50 during any quarter, there will be a $5 service charge
Quarterly statements
Monthly statements if you have EFT transactions

Junior Savings

Age 18 and under
$5.00 minimum required to open
Converts to a personal savings at age 19
Six free preauthorized debits per month
Three free in-bank withdrawals per quarter
Easy access to your savings with no penalties for withdrawals other than a $5.00 excess withdrawal fee if your withdrawals exceed three per quarter or $7.00 for each excess preauthorized debit per month Interest paid on balance in account
Statements mailed quarterly
Monthly statements if you have EFT transactions

Christmas Club

$10.00 minimum to open
$15.00 closing withdrawal fee if closed before end of 52 weeks, no interest paid and account may not be reopened for remainder of the year
Interest paid on balance in account
Checks mailed annually